# actual-mcp

Actual Budget MCP server exposing API functionality

- **Type:** MCP server
- **Trust:** 85/100 (A), scored on the package rubric
- **Verification:** verified (build provenance)
- **Version:** 1.13.0
- **Author:** Stefan Stefanov
- **License:** MIT
- **npm:** actual-mcp
- **Source:** https://github.com/s-stefanov/actual-mcp
- **Compatible clients:** claude-code, cursor, copilot, gemini (basis: transport)

## Trust

85/100 (A), scored on the package rubric
- Publisher verified: no
- Build provenance: verified attestation
- npm trusted publishing (OIDC): yes
- Install scripts: nothing suspicious found
- Prompt-injection scan: not run
- Obfuscation scan: not run
- Evidence age: 0 days

## Security scan

- **Status:** clean
- **Scanned:** 2026-09-12T17:06:16.961Z
- **Version scanned:** 1.13.0
- **CVEs:** none found by OSV at scan time

## Tools

40 declared. Statically extracted from the shipped source — a floor on the surface, not a census.
- `balance-history` — Get account balance history over time
- `budget-vs-actual` — Compare budgeted amounts against actual spending per category, for recent months. Returns JSON; amounts are integer cents.
- `get-budget-month` — Retrieve budget data for a specific month, including budgeted amounts, spending, and balances per category.
- `get-budget-months` — Retrieve a list of all available budget months in YYYY-MM format.
- `hold-budget-for-next-month` — Reserve budget funds from the current month to be used in the following month. Value must be in integer cents.
- `reset-budget-hold` — Clear any held budget amounts for a specified month, releasing them back to the available balance.
- `set-budget-amount` — Set the budgeted amount for a category in a given month. Value must be in integer cents (e.g. 12030 = $120.30).
- `set-budget-carryover` — Enable or disable carryover of unspent funds for a category into the next month.
- `cash-flow` — Report income, expenses, and net cash flow per month or week. Returns JSON; amounts are integer cents.
- `create-category-group` — Create a new category group
- `create-category` — Create a new category
- `delete-category-group` — Delete a category group
- `delete-category` — Delete a category
- `get-grouped-categories` — Retrieve a list of all category groups with their id, name, type and category list.
- `update-category-group` — Update a category group
- `update-category` — Update a category
- `category-trends` — Show how spending in each category changes month over month, with trend direction. Returns JSON; amounts are integer cents.
- `create-transaction` — Create a new transaction. Use this to add transactions to accounts. Supports transfers between accounts by
- `create-custom-report` — Create a saved custom report, selectable as a widget in the Reports section
- `delete-custom-report` — Delete a saved custom report
- `get-custom-reports` — Retrieve every saved custom report from the budget's Reports section
- `update-custom-report` — Update fields on a saved custom report, leaving unspecified fields unchanged
- `add-dashboard-widget` — Add a widget to a dashboard page in the Reports section
- `create-dashboard-page` — Create a new, empty dashboard page in the Reports section
- `delete-dashboard-page` — Delete a dashboard page along with every widget on it
- `get-dashboards` — Retrieve every dashboard page and the widgets laid out on it. These are the dashboards under the Reports section of the sidebar.
- `organize-dashboard` — Reposition and resize several dashboard widgets at once, to rearrange a dashboard layout in the Reports section
- `remove-dashboard-widget` — Remove a widget from its dashboard page
- `rename-dashboard-page` — Rename an existing dashboard page
- `update-dashboard-widget` — Update a dashboard widget's configuration, position, or size
- `delete-transaction` — Delete a transaction by its ID. This action is permanent and cannot be undone.
- `get-accounts` — Retrieve a list of all accounts with their current balance and ID.
- `get-transactions` — Get transactions for an account with optional filtering
- `import-transactions` — Import a list of transactions into an account using reconciliation logic.
- `monthly-summary` — Get monthly income, expenses, and savings
- `net-worth` — Track assets, liabilities, and net worth across all accounts over time. Returns JSON; amounts are integer cents.
- `create-payee` — Create a new payee
- `delete-payee` — Delete a payee
- `get-payees` — Retrieve a list of all payees with their id, name, categoryId and transferAccountId.
- `update-payee` — Update a payee

## Install

**Verdict: install** — No blocking findings and no open coverage gaps — safe to install as configured.
**Config** (claude-code):
```json
"{\n  \"mcpServers\": {\n    \"actual\": {\n      \"command\": \"npx\",\n      \"args\": [\n        \"-y\",\n        \"actual-mcp\"\n      ],\n      \"env\": {\n        \"ACTUAL_PASSWORD\": \"<YOUR_ACTUAL_PASSWORD>\",\n        \"ACTUAL_BUDGET_ENCRYPTION_PASSWORD\": \"<YOUR_ACTUAL_BUDGET_ENCRYPTION_PASSWORD>\"\n      }\n    }\n  }\n}"
```
**Credentials it will ask for** (names only — Forge never holds a value):
- `ACTUAL_PASSWORD` — Actual Password (required)
- `ACTUAL_BUDGET_ENCRYPTION_PASSWORD` — Actual Budget Encryption Password (optional)
Placeholders only. Forge never holds, brokers, or transmits a credential value — replace each <YOUR_NAME> in your own config file. Do not send a value back to Forge; no Forge endpoint accepts one.
- This entry needs 2 credentials (1 required). The generated config carries placeholders, so it will fail in the editor rather than at runtime if they are left unset.

## Blast radius

Critical blast radius — deletes data; holds an api key.
- Floor 60, ceiling 60 (tier: critical)
- This is impact, not likelihood. A high radius is not a defect: a filesystem server is supposed to write files. It is never part of the trust score.

## Machine-readable views of this entry

- Signed JSON: https://forgeregistry.com/api/v1/packages/actual-mcp
- Install plan: https://forgeregistry.com/api/v1/packages/actual-mcp/install-plan
- Alternatives: https://forgeregistry.com/api/v1/alternatives/actual-mcp
- HTML page: https://forgeregistry.com/registry/actual-mcp
- MCP: POST https://forgeregistry.com/api/mcp → `forge_get_package` / `forge_install_plan`

## About this document

Generated by Forge (https://forgeregistry.com) — a compact rendering of the same record served, signed, at the JSON URL above. Trust and scan facts are the registry's own measurements; anything Forge did not measure is named as unmeasured rather than omitted.