Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses.
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https://mcp.creditcards.best6 tools · 686mshttps://creditcards.best/mcp6 tools · 350mssearch_cardsFilter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fiel…Filter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fiel…
| Parameter | Type | Description |
|---|---|---|
| productType | array | — |
| rewardsCurrencyType | array | Kind of loyalty currency earned. Use this for airline or hotel cards; it is not a productType. |
| rewardsCurrency | string | Program name, partial match, by its own name: 'AAdvantage' not 'American', 'SkyMiles' not 'Delta', 'Bonvoy', 'Avios'. |
| issuer | string | Issuer name, partial match (e.g. 'Chase') |
| maxAnnualFee | number | — |
| noForeignTransactionFee | boolean | — |
| minSignupValueUsd | number | Minimum estimated signup-bonus cash value |
| creditBand | string | Only cards a user with this credit band typically qualifies for |
| category | string | Curated slug, e.g. 'best-cash-back-credit-cards' |
| isBusiness | boolean | — |
| verified | — | Defaults to true (issuer-verified only). false = only the unverified stubs seeded from the open reference. null = the whole corpus, nulls and all. |
| sort | string | — |
| limit | integer | Max cards to return (default 25). Check `truncated` before treating the list as complete. |
get_cardFull detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL.Full detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL.
| Parameter | Type | Description |
|---|---|---|
| id* | string | Card slug, e.g. 'chase-sapphire-preferred' |
estimate_rewardsGiven an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max v…Given an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max v…
| Parameter | Type | Description |
|---|---|---|
| spend* | object | Annual USD spend keyed by category label |
| cardIds | array | Restrict to these cards; default is all |
| creditBand | string | Restrict to cards this band typically qualifies for |
| includeSignupBonus | boolean | Include the signup bonus in year-1 value (default true) |
| limit | integer | — |
check_eligibilityGiven a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCoun…Given a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCoun…
| Parameter | Type | Description |
|---|---|---|
| creditBand* | string | — |
| incomeUsd | number | — |
| cardIds | array | Restrict to these cards; default is all verified cards |
get_apply_linkReturn the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned.Return the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned.
| Parameter | Type | Description |
|---|---|---|
| id* | string | — |
compare_cardsSide-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects.Side-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects.
| Parameter | Type | Description |
|---|---|---|
| ids* | array | Card slugs to compare |
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Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses.
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