Memory + wallet for AI agents. Real payment rails, Agent FICO 300-850, Merkle audit, identity.
[]( []( []( [](./LICENSE) The governance layer for AI agents that handle money. Charter-driven mission scope, FiscalGate budget enforcement, EU AI Act Article 12 audit bundles, Agent Reputation Scoring (300-850), and a tamper-evident MerkleAudit chain — across every payment rail an agent will ever touch. MnemoPay sits above the rail (Stripe, Paystack, Lightning, Stripe MPP, x402, Google AP2) and…
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[]( []( []( [](./LICENSE) The governance layer for AI agents that handle money. Charter-driven mission scope, FiscalGate budget enforcement, EU AI Act Article 12 audit bundles, Agent Reputation Scoring (300-850), and a tamper-evident MerkleAudit chain — across every payment rail an agent will ever touch. MnemoPay sits above the rail (Stripe, Paystack, Lightning, Stripe MPP, x402, Google AP2) and below the agent runtime (LangChain, CrewAI, Claude Agent SDK, your own loop). The rail moves money.…
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