# creditkarma-mcp

MCP server for Credit Karma — natural-language access to your transactions, spending, and accounts

- **Type:** MCP server
- **Trust:** 85/100 (A), scored on the package rubric
- **Verification:** verified (build provenance)
- **Version:** 3.1.4
- **Author:** Claude Code
- **License:** MIT
- **npm:** creditkarma-mcp
- **Source:** https://github.com/chrischall/creditkarma-mcp
- **Compatible clients:** claude-code, cursor, copilot, gemini (basis: transport)

## Trust

85/100 (A), scored on the package rubric
- Publisher verified: no
- Build provenance: verified attestation
- npm trusted publishing (OIDC): yes
- Install scripts: nothing suspicious found
- Prompt-injection scan: not run
- Obfuscation scan: not run
- Evidence age: 113 days — stale; the grade is a claim about the present made from dated evidence

## Security scan

- **Status:** clean
- **Scanned:** 2026-06-14T11:37:54.840Z
- **Version scanned:** 2.2.3
- **CVEs:** none found by OSV at scan time

## Tools

8 declared. Statically extracted from the shipped source — a floor on the surface, not a census.
- `ck_set_session`
- `ck_list_transactions`
- `ck_get_recent_transactions`
- `ck_get_spending_by_category`
- `ck_get_spending_by_merchant`
- `ck_get_account_summary`
- `ck_query_sql`
- `ck_sync_transactions`

## Install

**Verdict: review** — Installable, but 1 thing to check first: The last scan is 113 days old — the evidence behind this verdict is dated.
**Cautions** (coverage gaps and advisories — never blocking)
- The last scan is 113 days old — the evidence behind this verdict is dated.
**Config** (claude-code):
```json
"{\n  \"mcpServers\": {\n    \"creditkarma\": {\n      \"command\": \"npx\",\n      \"args\": [\n        \"-y\",\n        \"creditkarma-mcp\"\n      ],\n      \"env\": {\n        \"CK_COOKIES\": \"<YOUR_CK_COOKIES>\"\n      }\n    }\n  }\n}"
```
**Credentials it will ask for** (names only — Forge never holds a value):
- `CK_COOKIES` — Ck Cookies (optional)
Placeholders only. Forge never holds, brokers, or transmits a credential value — replace each <YOUR_NAME> in your own config file. Do not send a value back to Forge; no Forge endpoint accepts one.
- This entry needs 1 credential (0 required). The generated config carries placeholders, so it will fail in the editor rather than at runtime if they are left unset.

## Blast radius

Extensive blast radius — reaches a data store; holds an api key.
- Floor 35, ceiling 35 (tier: extensive)
- This is impact, not likelihood. A high radius is not a defect: a filesystem server is supposed to write files. It is never part of the trust score.

## Machine-readable views of this entry

- Signed JSON: https://forgeregistry.com/api/v1/packages/creditkarma-mcp
- Install plan: https://forgeregistry.com/api/v1/packages/creditkarma-mcp/install-plan
- Alternatives: https://forgeregistry.com/api/v1/alternatives/creditkarma-mcp
- HTML page: https://forgeregistry.com/registry/creditkarma-mcp
- MCP: POST https://forgeregistry.com/api/mcp → `forge_get_package` / `forge_install_plan`

## About this document

Generated by Forge (https://forgeregistry.com) — a compact rendering of the same record served, signed, at the JSON URL above. Trust and scan facts are the registry's own measurements; anything Forge did not measure is named as unmeasured rather than omitted.